Credit card fraud twice. Do not let this happen to you

Try these smart moves to keep the identity of the thieves.

As a society, we love our credit cards. They let us (although at a higher cost) to pay for large purchases over time, they give us the reward, we intend to buy to buy things anyway. Unfortunately, identity thieves love too many credit cards, but for different reasons. They spend a lot of money for a relatively anonymous, without assuming any responsibility for the bill, a great tool.

Instances of credit card fraud has been almost since 2014, according to research rising, identity theft and credit card fraud three times. Although the increase in credit card fraud in recent years has slowed, due in part to the use of EMV chip cards, but it is still a problem affecting many consumers. Your card issuer miles GHT do not hold you responsible for these fraudulent purchases, if you reflect the situation immediately, but it is still your trouble. The following three strategies can help you reduce the possibility of becoming a victim of credit card identity fraud.

1. Do not let your credit card information lying around

By a network of credit card fraud is not always as hackers. Sometimes it is as simple as it was copied from the credit card down the left lying around or slide the card number into their pockets. You can understand where your credit cards are at all times, and do not leave your purse where others can access it prevents this.

You also need to be careful, it may be information on their credit card, credit card statements and other documents. How do people store these documents in a safe place, visitors will not see them or tear them if you want to get rid of them.

2. Only Shopping

Secure encrypted on a secure Web site submit any information to prevent hackers get access to your financial information of. Unsafe site is not, so they are easy targets. You can say that this is the beginning of the beginning by looking for one kind of “https” web site URL. This indicates a secure site. Avoid beginning only “HTTP” on shopping, because it means that your information will not be encrypted website.

You must also use a strong password online shopping and online banking accounts so that hackers can not break into your account and impersonate you. Strong passwords include a mix of uppercase and Lowe rcase letters, numbers and symbols. So you can not use the same password on all sites, you should also change your password.

3. Beware of scams and credit card skimmers

Liar There are many ways to get your financial information. They may call you and say you won the lottery. Or they might say, they are a legitimate business, you owe money to trick you. They can also send appear to come from a real company, but in fact sent directly to the hacker’s fake e-mail response.

If you ever concerned about the legitimacy of a person or company to contact you, do not give any information. Do not click on links in emails. On the contrary, by typing directly into the browser to check the company’s Web site. If you receive a suspicious CALL, trying to get the person’s name and phone number. You can always contact the company directly to verify any information you receive.

When you visit the ATM machine or a sign of a gas station, checking credit card skimmer reader. These subtle, but may include further appear from the unit projecting parts or loose part is not very natural. If you are concerned that the reader may have a separator, notify the owner of the gas station or ATM, and visit another one.

How to do if you think your credit card has been stolen

Unfamiliar fee on your credit card bill or refuse to buy, you know you are in your line of credit clues, you may be a victim of identity theft. Make a note you do not recognize any purchase and renewal of immediate action, your credit card issuer. Most card issuers will not hold you to any identity thieves purchase, as long as you report the problem promptly.

The issuer may want to pass your previous statement that the allegations you identify what your legitimate purchase, which belongs to identity thieves. Then they will cancel your card and issue you a new a new number.

You will have to use a different credit card or cash until your new card soon. Then, once you activate the new card, you must remember to change every website your card number, you have to save your credit card details so that your new purchase has not been dropped.

Credit card fraud is never going to go, as we are willing. Then you must be vigilant,Guard your credit card, only to personal information, the company you trust. You can never guarantee the identity thief will not get to keep your information, but they often go easy targets first, so if you make it difficult for them, you’re less likely to become another victim.